The Big Brother Naija, season 6, ‘shine ya eye’ housemates presented a debate on the controversial discourse of whether a couple should jointly own an account or an asset and a lot of brows have been raised. Now, the question for you all to ponder in your various closets is “will you endorse joint ownership or not?
The housemates’ debate was limited to just “joint bank accounts” but this article is an expose in relation to the general concept of joint ownership.
First of all, sentiments have been flying up and down regards the issue for favour of women who are always on the trail, to reduce any phenomenon that will cause an iota of subjugation (According to current societal dispositions anyway).
As much as growth is paramount in a homestead, it is also advisable, from my own perspective, for couples to know their tolerance and intolerance before hand, for possibilities that may arise as a result of their agreement to build a home together.
One of the possibilities, however, is “joint ownership”, which has overtime been one of the repeated factors that determine the systems of conjugal development, according to the extent of agreement on the matter.
Because, while many propose to the idea of joint ownership, others, especially “new age” women gruntingly disagree for obvious fears of the unknown, I guess.
The BBN housemates were focused on both the proposition and opposition of the said course as all the females stood against the motion and the males, supported the motion but as expected, ALL points were deeply sentimental; with many statements, void of logic.
The idea of practising joint ownership or not should be mentioned in an environment where understanding and management is evident and this is my stand —
Many individuals also took to their pages to ask the question based on the BBN debate , and the following feedbacks were realised —
“Depending on one’s kind of spouse” – A Female
“In my next marraige, I do not mind having a joint account where we are both signatories. This should be different from my salary account. We would agree to transfer a certain sum every month to a certain account for house upkeep and other things. Of course, I would have other accounts that would enable me have autonomy and privacy while spending. I am a terrible giver and I don’t want a man detecting how to run my charity or people to dash money from my salary.
There would be levels to my submission and how I run my charity is completely out of his business”. –A Male
“Have your personal account and then a joint account. Each partner have to respect the rules guiding the joint account for it to function. – A Male
“Each of us have our personal accounts but I am still the Chief Accountant of the joint account because my husband trust me completely as a good manager.” – A Female
“It’s a good idea though, but I would also want my partner to have her personal account… I mean it’s necessary. Joint account is joint account, personal is personal, they have their purpose. I like to give pple their privacy o. And I will allow her monitor it, receive the alert and all that. But I’m the Auditor.” –A Male.
The average Nigerian home is already susceptible to many determinants of its maturity and this vulnerability is deeply rooted in the general outlook of basic management. That is why you must apply your complete common senses in whatever decisions you’re making and with whoever you’re making them.
You don’t need to make serious life preferences just because you’re totally in love! Love may not be a consideration when certain decisions will be made in the future of your relationship.
Regardless, it’s totally up to you and your best half to make the decisions because you’re familiar with the systems that work perfectly for the both of you. Although, you may want to seek legal opinions.
© Nympha Chinenye Nzeribe